PYMSTR
Home/Cross-Border Merchants
Cross-Border Merchantsstablecoin checkout

Cross-Border Stablecoin Payments

Skip 3% FX, 2-day wires, and IBAN paperwork. Customers pay in their stablecoin, you receive in yours.

//Operator pain4 surfaces

The friction cross-border merchants operators live with.

01 · pain

FX markup eats 2-4% of every transaction

Card networks and acquirers tack on 1-3% currency conversion plus 0.5-1.5% spread. On $1M international volume, that's $25K+ in invisible fees.

02 · pain

Wires take 2-5 business days

International ACH and SWIFT wires settle days later. By the time funds land, your customer's decision is gone and your books are out of sync.

03 · pain

IBAN and beneficiary paperwork is endless

Onboarding a new payment corridor means weeks of compliance forms, beneficiary verification, and bank wire instructions.

04 · pain

Card decline rates spike abroad

Emerging-market cards decline at 30-50% rates on cross-border merchants. Lost sales you never see in your reporting.

//What PYMSTR ships4 primitives

Built for cross-border merchants.

01
0% FX

Zero FX Markup

Stable-in, stable-out. Customers send USDC, you receive USDC. No conversion, no markup, no spread.

02
2-15 sec

Instant Settlement

Funds arrive in your wallet in seconds, anywhere in the world. No SWIFT, no T+2.

03
Direct

No IBAN Paperwork

A wallet address is all your customer needs. No beneficiary forms, no banking corridor setup, no wire instructions.

04
Cheaper than wires

1% Flat

vs 3-5% all-in cost of cross-border cards (FX + processing + acquirer markup). On $1M volume, save $20K-$40K monthly.

//Cross-Border Merchants questions4 answers

Short
answers.
No jargon.

Stablecoins are the same asset on both sides of the transaction. A customer in Singapore sending USDC and a merchant in Brazil receiving USDC: same dollar, no conversion, no spread, no markup. Off-ramp to local fiat on your own schedule.
PYMSTR provides payment rails. KYC obligations are the merchant's responsibility per jurisdiction. PYMSTR's social login (Google, Email, SMS) provides identity context that you can layer your own KYC on top of.
Anyone with a stablecoin balance can pay. There are no geographic restrictions on PYMSTR. Unlike card networks that block cards from certain countries.
PYMSTR doesn't convert. You receive stablecoins in your wallet and off-ramp via your preferred provider (Circle Mint, OTC desk, local exchange). Keep stablecoins for treasury or convert on your timeline.

Add stablecoin checkout to your cross-border merchants.

Non-custodial. Stable-in, stable-out. Funds settle directly to your wallet on-chain. Live in minutes, not months.