Is NOWPayments custodial?

NOWPayments is non-custodial by default, with an optional custody feature for aggregating payments. PYMSTR is also non-custodial. The key difference is our stablecoin focus, social login, and enforced payments that prevent wrong-chain errors.

Does PYMSTR support as many chains as NOWPayments?

PYMSTR supports 5 chains (Ethereum, Base, Polygon, Arbitrum, BNB) chosen for low fees and high speed. This covers the vast majority of stablecoin volume without the complexity of hundreds of chains.

Can PYMSTR handle the same volume as NOWPayments?

Yes. PYMSTR is built for high-volume merchants with the same 0.5% flat fee regardless of volume. No tiers, no minimum commitments.

Head-to-head

PYMSTR vs NOWPayments.

300+ volatile tokens. Complex checkout. Your customers deserve simpler.

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The numbers speak.

Feature	NOWPayments	PYMSTR Recommended
Token Support	300+ tokens. Most volatile	USDC + USDT only. Zero volatility
Customer Experience	Complex. 300+ token selection	Simple. Enforced coin/chain selection
Customer Login	Requires existing crypto wallet	Social login. Google, Email, SMS, Apple
Transaction Fees	0.5% mono / 1% with conversion	0.5% flat. The same headline rate, no conversion needed
Chargebacks	Depends on payment method	0%. Transactions are final
Settlement	Direct to wallet (non-custodial)	Direct to wallet + enforced payments

Why merchants add PYMSTR.

300+ tokens means volatility risk

NOWPayments supports 300+ cryptocurrencies including volatile assets like BTC, ETH, and meme coins. A payment received in DOGE can lose 20% before you convert it. PYMSTR supports only stablecoins. $1 in is $1 out, every time.

Complex checkout kills conversion

Presenting customers with 300+ token options creates decision paralysis and support tickets for wrong-chain sends. PYMSTR uses enforced payments, the merchant selects which chains and stablecoins to accept, and the customer simply pays.

Your customers need wallets already

NOWPayments requires customers to have an existing crypto wallet. This excludes mainstream users who don't hold crypto yet. PYMSTR offers social login. Customers sign in with Google, Email, SMS, or Apple and get an embedded wallet automatically.

Short answers. No jargon.

NOWPayments questions.

More tokens means more volatility risk and more customer confusion. PYMSTR supports USDC and USDT, the two largest stablecoins, so merchants receive exactly the dollar amount expected with zero price slippage.

0.5% flat · We never hold your money

Add the stablecoin rail to your checkout.

Non-custodial. Stable-in, stable-out. Funds settle directly to your wallet on-chain. Live in minutes, not months.

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