PYMSTR vs Nuvei.
Custom pricing. Chargebacks. Rolling reserves. Add a better rail.
The numbers speak.
| Feature | Nuvei | PYMSTR Recommended |
|---|---|---|
| Transaction Fees | Custom pricing, typically high for high-risk | 0.5% flat. Same for everyone |
| Chargebacks | 2-3% of revenue lost (card-based) | 0%. Stablecoin txns are final |
| Rolling Reserves | 5-10% held for 6+ months | None. Funds are yours instantly |
| Settlement Speed | 3-7 business days | Instant. Direct to your wallet |
| Account Freezes | Risk for high-risk merchants | Impossible. We never hold your money, so there's nothing to freeze |
| Onboarding | 4-8 weeks KYB + underwriting | 5 minutes, no KYB required |
Why merchants add PYMSTR.
Custom pricing hides the real cost
Nuvei uses opaque, custom pricing for high-risk merchants. Rates are negotiated per client and typically run significantly higher than standard processing. PYMSTR charges 0.5% flat on every transaction. Transparent and predictable.
Chargebacks cost you 2-3% on top
Card-based payments through Nuvei carry chargeback exposure of 2-3% of revenue plus dispute fees. Stablecoin transactions on PYMSTR are final and irreversible. Chargebacks don't exist.
Rolling reserves lock up your capital
Nuvei holds 5-10% of your volume in rolling reserves for 6+ months. That's capital you can't use. PYMSTR has no reserves, no holdbacks. Funds arrive in your wallet instantly.
Short answers. No jargon.
Nuvei questions.
PYMSTR is complementary to cards, not a replacement. Many merchants run PYMSTR alongside Nuvei. Stablecoin-savvy customers use PYMSTR at 0.5%, while others continue using cards. You reduce overall costs without losing any payment methods.
Add the stablecoin rail to your checkout.
Non-custodial. Stable-in, stable-out. Funds settle directly to your wallet on-chain. Live in minutes, not months.