Home/No KYB Required
FeatureNo KYB Required

No KYB. Live in 5 Minutes.

Sign up, get a wallet automatically, start accepting payments. No documentation, no underwriting, no waiting.

//Problem · Solutionwhy this exists
× the problem

Traditional payment processors require weeks of KYB (Know Your Business) documentation, underwriting, contract negotiations, and compliance reviews before you can accept your first payment. For high-risk merchants, the process is even longer, and often ends in rejection.

→ the solution

PYMSTR is non-custodial. We never hold your funds, so traditional underwriting isn't necessary. Sign up via wallet connection or social login, get an embedded wallet created automatically in your dashboard, and start accepting payments in 5 minutes. No documentation, no contracts, no waiting.

//How it works3 steps

Three steps, on-chain.

Step 01

Create your account

Sign up with your email. No business documents required.

Step 02

Wallet created automatically

An embedded wallet is created in your dashboard. Ready to receive payments immediately.

Step 03

Start accepting payments

Create a payment link or integrate the API. You're live.

//Benefits4 primitives

What you get.

01

5-Minute Onboarding

From signup to accepting payments in 5 minutes. No waiting for approval, no underwriting process.

02

No Documentation

No business registration documents, no bank statements, no tax filings, no proof of address.

03

No Contracts

No long-term contracts, no minimum volume commitments, no cancellation fees.

04

No Rejection Risk

Traditional processors reject high-risk merchants outright. PYMSTR has no restricted merchant categories.

//No KYB Required questions4 answers

Short
answers.
No jargon.

PYMSTR is non-custodial. We never hold, store, or control merchant funds. Traditional KYB exists because custodial processors need to assess the risk of holding your money. Since we don't hold your money, that risk doesn't exist.
PYMSTR's non-custodial architecture means we're not a money transmitter in the traditional sense. Merchants are responsible for their own regulatory compliance in their jurisdiction.
Typically 2-8 weeks for high-risk merchants. Many are rejected entirely. Even approved merchants face ongoing compliance reviews that can result in account termination.
Yes. Create your account (via wallet connection or social login), get your embedded wallet automatically, and create a payment link, all in under 5 minutes. Your first payment can arrive within minutes of signup.

Add the stablecoin rail to your checkout.

Non-custodial. Stable-in, stable-out. Funds settle directly to your wallet on-chain.