Accept stablecoin payments. Get paid in seconds, straight to your own wallet.
Your customers pay in USDC or USDT, digital dollars worth $1 each. You receive the same coins in a wallet only you control, minus a flat 0.5%. It runs next to your card processor, not instead of it.
USDC 
Polygon
Ethereum
Base
Arbitrum
USDT
BNBWe can't freeze what we never hold.
Each payment goes from your customer's wallet straight to yours, in one transaction. PYMSTR takes its 0.5% inside that same transaction and never holds the rest, so there is no PYMSTR balance to freeze, hack or delay.
1 USDC = 1 US dollar.
PYMSTR does
- Give you a checkout and payment links that take USDC and USDT.
- Send every payment straight to your wallet, in seconds.
- Let you choose exactly which coins and networks customers can use.
- Split one payment across several wallets, and pay out to up to 100 wallets at once.
- Tell your system the moment a payment lands, and keep a record of every one.
PYMSTR doesn't
- Hold your money. There is no PYMSTR balance to freeze, delay or lose.
- Turn it into bank money. You receive USDC or USDT and convert it through any exchange you choose, when you choose.
- Replace your card processor. Cards stay with them; PYMSTR adds a second way to pay.
- Offer chargebacks. A confirmed payment is final, like a bank transfer. Card disputes stay with your card processor.
- Ask for KYB paperwork to start. Your own compliance obligations still apply.
From sign-up to first payment, same day.
No processor application. No KYB review. No integration sprint. Self-serve from sign-up to settlement.
Sign up
Social login creates your merchant wallet. Google, email, SMS, or Apple. No processor application, no KYB review, no seed phrases.
Pick coins and chains
Choose what you'll accept. USDC, USDT, across 5 chains. Customers can't send the wrong asset; PYMSTR enforces it at checkout.
Generate a link or drop in checkout
Payment links work the same day. Full API integration ships in two days.
Get paid in seconds
Money lands directly in your wallet in seconds. Your system gets a notification (webhook).
The merchants other processors won't touch
We built PYMSTR for businesses that ship real revenue but spend half their week defending it. No moral underwriting. No surprise terminations.
What changes when nobody holds your money
Crypto processors that hold your money can match our headline rate, then add conversion spreads and withdrawal fees on top. It looks turnkey until the day their wallet gets hacked and the money is gone. We don't compete with your card processor. We compete with these.
| Dimension | Crypto processors that hold your funds | PYMSTR |
|---|---|---|
| Who holds your money | They hold your funds | You hold your funds |
| Recent hacks | Hundreds of millions lost to processor hacks (2023) | None. We hold nothing to lose |
| When you get paid | When they decide to pay out | In seconds, into your own wallet |
| Fees | 0.5 to 2%, plus spread, withdrawal and inactivity fees | 0.5% flat, nothing on top |
| Coin + chain selection | Often customer-chosen | You decide; customers can't pick wrong |
| Currency conversion | Bundled in, locks you in | Not offered. Convert your way, on your schedule |
| Compliance exposure | Their licenses and freezes become your problem | We never hold funds, so there is less to go wrong |
One integration. Seven things it does.
Everything the checkout needs to take stablecoin payments and land them in your wallet. Nothing it doesn't. We never hold your money, never convert it, and never tell you how to run your business.
Payment splitting
One customer payment, multiple merchant wallets. Platform fees, partner cuts and payouts handled in a single on-chain event.
Pay with a Google login
No app to install, no crypto knowledge needed. Logging in with Google, Apple, email, or SMS creates a wallet for them automatically.
Paid in seconds
Transactions settle in seconds. The money is in your wallet before your customer closes the tab.
You get paid in the coin you chose
Customers pay the exact coin and network you specify. You receive the same stablecoin in your wallet. Convert to cash on your own terms. We don't touch conversion.
We never hold your money
Money flows from your customer's wallet directly to yours. PYMSTR never holds it. There is nothing for us to lose on your behalf.
Customers your card processor can't reach
Customers who hold stablecoins in regions where cards fail, get declined, or take days to settle. A second way to get paid, not a replacement.
Batch payouts
Pay players, affiliates, vendors, and staff in one on-chain batch. Up to 100 recipients per payout, your team approves and signs, and funds go straight from your wallet to theirs.
// Create a payment
const payment = await fetch('https://api.pymstr.com/v1/payments', {
method: 'POST',
headers: {
'Authorization': 'Bearer pk_your_api_key',
'Content-Type': 'application/json'
},
body: JSON.stringify({
amount: '100.00',
currency: 'USD',
title: 'Order #123',
externalId: 'order-123',
acceptedTokens: ['USDC', 'USDT']
})
}).then(r => r.json());
// payment.paymentUrl
// payment.status === 'ACTIVE'
// Webhook: payment.completed
app.post('/webhook', (req, res) => {
verify(req.headers['x-pymstr-signature']);
const { paymentId } = req.body.data;
// Fulfill the order...
res.sendStatus(200);
});
One curl. You're live.
Go live with payment links in minutes, or integrate the full REST API in a day. Webhooks, multi-recipient splits, and 5 chains out of the box.
- RESTful API with webhooks
- 5 chains, 2 stablecoins
- Native multi-recipient payment splitting
- Comprehensive documentation
Stablecoins already moved more money than card networks. You're not early. You're on time.
Stablecoin volume routed on-chain in 2024, surpassing Visa and Mastercard combined.
Visa Onchain Analytics · AlliumStablecoin market cap, growing at ~80% year over year.
CoinGecko · DefiLlamaof all stablecoin supply is USDC and USDT, the rails PYMSTR settles on.
Public on-chain supply dataOne flat fee. No setup fees. No monthly fees.
Per settled transaction. No setup, no monthly minimum.
- USDC, USDT
- Ethereum, Base, Polygon, Arbitrum, BNB
- Unlimited payment links, webhooks, API keys
- Funds settle direct to your wallet
Talk to us.
Custom tier for $1M+ monthly volume. Pricing scales with throughput.
- Volume-tiered pricing
- Dedicated solutions engineer
- Priority webhook delivery + SLAs
Short answers. No jargon.
Can't find what you're looking for? Talk to sales.
In stablecoin. Customers pay in USDC or USDT and you receive the same coin in your wallet (1 USDC = 1 US dollar). To move it to your bank, sell it through any exchange you choose, on your schedule. PYMSTR doesn't convert money and never holds it.
Start accepting stablecoin today.
Add stablecoin payments next to your card processor. Same-day with payment links, two days for the full API. Your wallet stays yours. Ours never holds a cent.
Built for stablecoin-holding customers.
A meaningful slice of every iGaming operator's global player base already holds USDC or USDT. Cards can't reach those players in most of their regions. PYMSTR is the payment option that can.