Do my customers need crypto wallets?

They don't need MetaMask. Social login (Google, Email, SMS, Apple) creates an embedded wallet that ensures payment accuracy — correct stablecoin, correct chain, no errors, fully recoverable. Customers do need to hold USDC or USDT already. Those with existing wallets can also connect directly.

How do I integrate PYMSTR?

Two options: Payment links require zero code and can be set up in minutes from your dashboard. For full API integration, our REST API typically takes a single day. We provide webhooks and detailed documentation at docs.pymstr.com.

What about compliance?

PYMSTR is non-custodial — funds go directly to your wallet, never touching our servers. This significantly reduces your regulatory burden compared to custodial payment processors. You maintain full control of your funds at all times.

Which stablecoins and chains are supported?

USDC and USDT across 5 chains (Ethereum, Base, Polygon, Arbitrum, BNB). You choose which coins and chains to accept — enforced payments prevent customers from sending on the wrong network.

What happens if a customer pays the wrong amount?

They can't. PYMSTR uses enforced payments — the exact amount, stablecoin, and chain are locked at checkout. Customers can only submit the precise transaction you've configured, eliminating partial payments and overpayments.

Are there hidden fees?

1% flat per transaction. No setup fees, no monthly fees, no rolling reserves, no minimum volumes, no tier pricing. What you see is what you pay.

How fast is settlement?

Instant. Funds arrive in your wallet as soon as the transaction confirms on-chain — typically 2-15 seconds depending on the chain. No T+3, no T+7, no holdbacks.

What if there's a dispute?

Blockchain transactions are final. There are zero chargebacks, zero reversals, and zero dispute fees. Once a customer pays, the funds are yours. This eliminates the 2-3% chargeback rates common in high-risk industries.

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Non-Custodial Payment Rails

More Deposits, Less Friction

Non-custodial stablecoin payments for high-risk merchants. 1% flat fee. Zero chargebacks. Instant settlement.

Get started for free

View Docs

Avg. Settlement

Chargebacks

Transaction Fees

Trusted Infrastructure

Web3Auth

Authentication

Alchemy

Infrastructure

Pimlico

Account Abstraction

Circle

USDC Issuer

Tether

USDT Issuer

Non-Custodial

Why us?

Traditional processors control your funds. We don't.

No painful contracts, no middle men, no deplatforming risk.

Feature	Traditional PSP	Crypto PSP	PYMSTR Recommended
Settlement Speed	3-7 days	24-48 hours	Instant (3s avg)
Transaction Fees	2.9% + hidden fees	1-2% + swap fees	1% flat
Chargeback Risk	2-5% of revenue lost	Possible (disputes)	Zero (immutable)
Time to Go Live	4-8 weeks	2-4 weeks	Same day
Rolling Reserves	Yes (5-10%)	Yes (variable)	None
Account Freezes	Common	Possible	Impossible
Custody of Funds	They control	They control	You control

Settlement Speed

PYMSTR

Instant (3s avg)

Traditional PSP

3-7 days

Crypto PSP

24-48 hours

Transaction Fees

PYMSTR

1% flat

Traditional PSP

2.9% + hidden fees

Crypto PSP

1-2% + swap fees

Chargeback Risk

PYMSTR

Zero (immutable)

Traditional PSP

2-5% of revenue lost

Crypto PSP

Possible (disputes)

Time to Go Live

PYMSTR

Same day

Traditional PSP

4-8 weeks

Crypto PSP

2-4 weeks

Rolling Reserves

PYMSTR

None

Traditional PSP

Yes (5-10%)

Crypto PSP

Yes (variable)

Account Freezes

PYMSTR

Impossible

Traditional PSP

Common

Crypto PSP

Possible

Custody of Funds

PYMSTR

You control

Traditional PSP

They control

Crypto PSP

They control

Non-custodial infrastructure — you maintain full control of your funds at all times. No intermediaries, no delays, no risk of account freezes.

Get started for free See detailed comparisons

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iGaming

Accept stablecoin deposits across online casinos, sportsbooks, and gaming platforms. 1% flat fee. Zero chargebacks. No KYB.

Online Casinos

Accept instant stablecoin deposits and process withdrawals in seconds. Lower costs, no chargebacks, and seamless global payments for your casino platform.

70% lower feesLearn more

Sports Betting

Enable real-time betting with instant settlement. Players deposit and withdraw stablecoins across chains with atomic finality and transparent odds.

Instant settlementLearn more

Gaming Platforms

In-game purchases, tournament prizes, and player-to-player trading powered by stablecoins. Cross-border gaming economy with no friction.

Global reachLearn more

Poker & Card Games

Buy-ins, rake collection, and prize pool distribution handled automatically. Players control their funds, you control the logic.

Automated payoutsLearn more

Fantasy Sports

Entry fees and winnings processed on-chain. Transparent prize pools, instant payouts, and verifiable fair play for all participants.

Transparent poolsLearn more

Lottery & Jackpots

Provably fair draws with transparent fund management. Winners receive exact amounts instantly, with no intermediary delays or fees eating into prizes.

Provably fairLearn more

Get started for free

Features

Instant Deposit

Transactions settle all-or-nothing in less than a second. Exact amounts reach all the destinations.

Learn more

Payment Splitting

Split a single customer payment across multiple wallets automatically. Define who gets paid, how much, in which stablecoin and on which chain. Enforced on every transaction.

Learn more

Wallet

Secure wallets created in-flow — no setup friction. MPC keys with social or guardian recovery, no seed phrases. Users keep control while you get instant readiness.

Learn more

Stablecoin First

Accept major stablecoins across leading L2s. Receive the exact amount, asset, and chain you specify, every time.

Learn more

Global by Default

No KYB required. Sign up and start accepting stablecoin payments immediately. Reach customers worldwide with no FX friction.

Learn more

Non-Custodial

You control your funds. Payments flow directly to your wallet without intermediaries. No de-platforming risk.

Learn more

How it works

Four layers working together to deliver secure, compliant, and instant stablecoin payments.

Wallet

Secure wallets created in-flow — no setup friction. MPC keys with social or guardian recovery, no seed phrases. Users keep control while you get instant readiness.

Splitting

Split each payment across multiple wallets — platform fees, merchant payouts, referral commissions. Define the rules once, enforced on every transaction.

Execution

We bundle the entire payment under your policy so it settles all-or-nothing. Gas is included in the payment currency, with simulation and fee caps to fail safely if the network is congested.

Settlement

Funds settle on-chain with the exact amount, asset, and chain you specify. Plus atomic splits in one motion. Signed receipts, clean exports, and finality by design.

Each layer is independently auditable and fully compliant.

Accept Stablecoins on Your Terms

2 stablecoins across 5 chains. You choose which coins and networks to accept — customers pay exactly what you specify.

Blockchain Networks

BNB Chain

Supported Stablecoins

USDC

Multiple chains

USDT

Multiple chains

Why USDC?

USDC

Industry-leading transparency with over $75B in circulation. Fully backed by cash and short-term U.S. treasuries with monthly attestations. Circle's recent IPO filing underscores institutional confidence in USDC as the standard for regulated stablecoin payments.

Learn more about accepting USDC

Need support for another chain or token?

Merchant Dashboard

Monitor stablecoin deposits by chain and coin, track fees, and export transaction history in real time.

Volume

30d

$125,847.32

+2.5%

Transactions

30d

1,847

+4.2%

Avg Trx

30d

$68.14

+3.1%

Saved vs Cards

30d

$8,214

+18.7%

Customers

30d

342

+15.3%

Transaction Volume

Monthly transaction count

Cumulative Volume

Total transaction volume over time

Real-time insights at your fingertips

Track your payment performance, monitor trends, and make data-driven decisions with our intuitive dashboard.

Get started for free

Developer First

Built for Developers

Go live with payment links in minutes, or integrate the full API in a day. Webhooks, multi-recipient splits, and 5 chains out of the box.

→RESTful API with webhooks
→5 chains, 2 stablecoins, 14 fiat currencies
→Native multi-recipient payment splitting
→Comprehensive documentation

server.js

// Create a payment
const payment = await fetch('https://api.pymstr.com/v1/payments', {
  method: 'POST',
  headers: {
    'Authorization': 'Bearer pk_your_api_key',
    'Content-Type': 'application/json'
  },
  body: JSON.stringify({
    amount: '100.00',
    currency: 'USD',
    title: 'Order #123',
    externalId: 'order-123',
    acceptedTokens: ['USDC', 'USDT']
  })
}).then(r => r.json());
 
// → payment.paymentUrl
// → payment.status === 'ACTIVE'
 
// Webhook: payment.completed
app.post('/webhook', (req, res) => {
  verify(req.headers['x-pymstr-signature']);
  const { paymentId } = req.body.data;
  // Fulfill the order...
  res.sendStatus(200);
});

Support

Frequently Asked Questions

1% flat fee — that's it

Start Accepting
Stablecoins Today

Non-custodial. No chargebacks. Funds go straight to your wallet. Go live in minutes, not months.

Get started for free

More Deposits, Less Friction

Why us?

Settlement Speed

Transaction Fees

Chargeback Risk

Time to Go Live

Rolling Reserves

Account Freezes

Custody of Funds

iGaming

Online Casinos

Sports Betting

Gaming Platforms

Poker & Card Games

Fantasy Sports

Lottery & Jackpots

Features

Instant Deposit

Payment Splitting

Wallet

Stablecoin First

Global by Default

Non-Custodial

How it works

Wallet

Splitting

Execution

Settlement

Accept Stablecoins on Your Terms

Blockchain Networks

Supported Stablecoins

Why USDC?

Merchant Dashboard

Transaction Volume

Cumulative Volume

Real-time insights at your fingertips

Built for Developers

Frequently Asked Questions

Start AcceptingStablecoins Today

Start Accepting
Stablecoins Today