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Accept USDT Payments.

The world's largest stablecoin by market cap. Accept Tether across 4 chains with 1% flat fees, settled directly to your wallet. Customers must already hold USDT. PYMSTR does not convert fiat.

1% flat
Fee
Tether
Issuer
None
Custody
On-chain
Settlement
//Why USDToverview

Why USDT?

USDT is the most widely used stablecoin with over $140B in circulation. It's the default stablecoin in Asia-Pacific markets and has the deepest liquidity across exchanges and DeFi protocols, so a large share of crypto-native players already hold it. PYMSTR lets you accept USDT across 4 chains at 1% flat, settled straight to your own wallet. You choose which chains to accept and enforced payments stop customers paying on a chain or token you don't support, which removes the most common cause of lost or stuck payments.

//USDT availability · 4 chains4 networks
// chain.01

Ethereum

Gas~$2-10
Settle~15 sec
USDCUSDT
// chain.02

Polygon

Gas~$0.01
Settle~2 sec
USDCUSDT
// chain.03

Arbitrum

Gas~$0.10
Settle~2 sec
USDCUSDT
// chain.04

BNB Smart Chain

Gas~$0.10
Settle~3 sec
USDCUSDT
//ways to accept USDT · non-custodial vs the alternativescompiled
MethodFeeWho holds the moneySettlementChargebacks
Card rail, then convert to USDT5-10%+ on high-riskProcessor holds it3-7 days2-3% + dispute fees
Custodial crypto PSP2-3.5% all-inProcessor wallet firstTheir payout schedule0%, but custodial hack risk
PYMSTR (USDT)1% flatYou do. Direct to your wallet2-15 sec on-chain0%, final on-chain
//Benefits4 primitives

USDT on PYMSTR.

01

Largest Stablecoin

Over $140B market cap. USDT has the highest trading volume and deepest liquidity of any stablecoin. Your customers likely already hold it.

02

Asia-Pacific Dominant

USDT is the preferred stablecoin across Asia-Pacific markets. If your players are in APAC, USDT is essential.

03

Multi-Chain Support

Accept USDT on Ethereum, Polygon, Arbitrum, and BNB Chain. Enforced payments ensure customers use the correct chain.

04

1% Flat Fee

No conversion spreads, no monthly charges. 1% on every USDT transaction, regardless of volume.

//USDT questions7 answers

Short
answers.
No jargon.

USDT (Tether) is the world's largest stablecoin by market cap ($140B+), pegged 1:1 to the US dollar. It's issued by Tether and has the deepest liquidity across crypto markets.
PYMSTR supports USDT on Ethereum, Polygon, Arbitrum, and BNB Chain. You control which chains to accept.
USDT has maintained its $1 peg since 2014 and processes billions in daily volume. It's the most liquid stablecoin in the market. PYMSTR settles USDT directly to your wallet. Non-custodial, so you hold the funds.
Both, ideally. USDT has higher liquidity and dominates Asia-Pacific. USDC has stronger regulatory backing and institutional trust. PYMSTR lets you accept both with the same 1% fee.
Instant crypto settlements. USDT arrives in your wallet the moment the transaction confirms on-chain, typically 2-15 seconds depending on the chain (Polygon/Arbitrum: ~2 sec; BNB Chain: ~3 sec; Ethereum: ~15 sec). No batching, no holdback, no T+3 wait. See /features/instant-settlement for the full breakdown.
It depends on your customers. Polygon and BNB Chain are cheapest (gas around $0.01-$0.10, 2-3 second settlement) and BNB is especially common in Asia-Pacific where USDT dominates. Arbitrum offers low fees with Ethereum-grade security. Ethereum costs more in gas (~$2-10) but is the most universally supported. You can accept several at once; enforced payments let customers pay only on the chains you choose.
PYMSTR is 1% flat with no spreads, no monthly fees, and no setup. Custodial crypto processors typically run 2-3.5% all-in after conversion spreads and withdrawal fees, and card rails charge high-risk merchants 5-10%+ before chargebacks. The 1% is the full cost because PYMSTR never converts or holds the funds.
More payment options
Why accept with PYMSTR
Build
Integrating USDT? See the APIOne POST creates a payment URL on any chain you accept. HMAC-signed webhooks for completion.
→Read the full stablecoin payment gateway overview→

Start accepting USDT.

Non-custodial. Stable-in, stable-out. Funds settle directly to your wallet on-chain. Live in minutes, not months.

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