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FeaturePayment Splitting

Native Payment Splitting

One customer payment, automatically split across multiple merchant wallets. Platform fees, payouts, commissions. Handled at the protocol level.

//Problem · Solutionwhy this exists
× the problem

Marketplaces and platforms need to split payments. Platform fee to one wallet, merchant payout to another, referral commission to a third. Traditional processors batch-settle, then platforms manually redistribute. With crypto, this usually means multiple separate transactions and higher gas costs.

→ the solution

PYMSTR splits a single payment across multiple wallets in one on-chain transaction. Configure your split ratios via the API when creating a payment link, and every payment is automatically distributed. Platform fee, merchant payout, referral commission, all settled instantly.

//How it works3 steps

Three steps, on-chain.

Step 01

Configure splits via API

Set up wallet addresses and percentage splits when creating a payment link through the API (e.g., 95% merchant, 4% platform, 1% referral).

Step 02

Customer pays once

The customer makes a single payment. They see one amount, one transaction.

Step 03

Funds split automatically

PYMSTR routes the stablecoins to each wallet according to your configured splits. All in one transaction.

//Benefits4 primitives

What you get.

01

Single Transaction

One customer payment splits into multiple payouts. No batching, no manual redistribution, no separate transactions.

02

Instant Distribution

All recipients receive their share the moment the payment confirms. No waiting for batch settlement.

03

Up to 5 Recipients

Split a single payment across up to 5 wallet addresses by default. Need more? We can accommodate up to 1,000 recipients on request.

04

Gas Efficient

One transaction instead of multiple transfers saves on gas costs and simplifies accounting.

//Payment Splitting questions4 answers

Short
answers.
No jargon.

Up to 5 recipient wallets per payment by default. Need more? Contact us. We can accommodate up to 1,000 recipients for marketplace and platform use cases.
Splits are configured via the API when creating a payment link. Specify wallet addresses and percentage ratios for each recipient. See our API documentation at docs.pymstr.com for details.
No. The customer sees and pays a single amount. The split happens behind the scenes after payment.
Yes. It's a single on-chain transaction that distributes to multiple wallets. More gas-efficient, simpler accounting, and instant for all recipients.

Add the stablecoin rail to your checkout.

Non-custodial. Stable-in, stable-out. Funds settle directly to your wallet on-chain.