Chargeback Cost Calculator. Your numbers, live.
Plug in your monthly volume and vertical. We'll show what you're losing to MDR, chargebacks, dispute fees, and rolling-reserve opportunity cost. Then compare to PYMSTR's 0.5% flat. Numbers update live.
per month, in USD
MCC 7995, high-risk
industry average (drag to override)
click to override the default
At $500,000/month in igaming & sportsbooks, chargebacks and card fees cost you $654,000/year.
| Line item | Monthly | Annual |
|---|---|---|
| Card processing fees (7% MDR) | $35,000 | $420,000 |
| Chargeback losses (2.5%) | $12,500 | $150,000 |
| Dispute fees (~125 disputes × $40) | $5,000 | $60,000 |
| Reserve locked × 8% opp cost ($300,000 at any moment) | $2,000 | $24,000 |
| Card total | $54,500 | $654,000 |
| PYMSTR total (0.5% flat, no chargebacks, no reserves) | $2,500 | $30,000 |
Apply these numbers to your actual contract.
A 20-minute call. No PSP forms, no KYB up front. Bring your last processor statement and we'll walk through the math.
Book a callMore reading
Data from publicly-documented Visa/Mastercard schedules and processor disclosures (2026). Estimates based on industry-published averages. Your actual rates may vary; drag the chargeback-rate slider for accuracy. PYMSTR is non-custodial and additive to your existing card processor, not a replacement.