The numbers speak.
| Feature | BitPay | PYMSTR Recommended |
|---|---|---|
| iGaming Support | Restricted. Requires all-jurisdiction legality | Built for iGaming, no restrictions |
| Who holds your money | Custodial. BitPay collects and settles | We never do. It's yours instantly |
| Transaction Fees | 2% + 25¢ (under $500K/mo volume) | 0.5% flat. Same rate for everyone |
| Volatility Risk | Bitcoin is 84% of volume. Volatile | Stablecoins only. USDC + USDT |
| Settlement | Next business day (2-day ACH) | Instant. Direct to your wallet |
| Onboarding | KYB + compliance review | 5 minutes, no KYB required |
Why merchants add PYMSTR.
iGaming is effectively blocked on BitPay
BitPay prohibits gambling unless both the merchant and all customers are in jurisdictions where it's legal. Since iGaming operators serve players globally, this requirement effectively blocks the entire vertical. PYMSTR is purpose-built for high-risk merchants with no such restrictions.
84% of BitPay volume is Bitcoin. Volatile
Bitcoin makes up 84% of all BitPay transactions. Price can swing 10% between payment and settlement. PYMSTR supports only USDC and USDT. Stablecoins pegged 1:1 to USD. No volatility risk, no conversion surprises.
Custodial settlement means BitPay controls your funds
BitPay collects payments and settles to you the next business day via 2-day ACH. PYMSTR payments go directly to your wallet, no intermediary, no multi-day delays, no account freezes.
Short answers. No jargon.
BitPay questions.
BitPay prohibits gambling unless both merchant and all shoppers are in jurisdictions where it's fully legal. For iGaming operators with global player bases, this is effectively a ban. PYMSTR has no such restrictions.
Add the stablecoin rail to your checkout.
Non-custodial. Stable-in, stable-out. Funds settle directly to your wallet on-chain. Live in minutes, not months.