vs BitPayhead-to-head

PYMSTR vs BitPay.

They effectively prohibit iGaming. We're built for it.

//The numbers6 dimensions

The numbers speak.

Feature	BitPay	PYMSTR Recommended
iGaming Support	Restricted. Requires all-jurisdiction legality	Built for iGaming, no restrictions
Who holds your money	Custodial. BitPay collects and settles	We never do. It's yours instantly
Transaction Fees	2% + 25¢ (under $500K/mo volume)	1% flat. Same rate for everyone
Volatility Risk	Bitcoin is 84% of volume. Volatile	Stablecoins only. USDC + USDT
Settlement	Next business day (2-day ACH)	Instant. Direct to your wallet
Onboarding	KYB + compliance review	5 minutes, no KYB required

iGaming Support

PYMSTR

Built for iGaming, no restrictions

BitPay

Restricted. Requires all-jurisdiction legality

Who holds your money

PYMSTR

We never do. It's yours instantly

BitPay

Custodial. BitPay collects and settles

Transaction Fees

PYMSTR

1% flat. Same rate for everyone

BitPay

2% + 25¢ (under $500K/mo volume)

Volatility Risk

PYMSTR

Stablecoins only. USDC + USDT

BitPay

Bitcoin is 84% of volume. Volatile

Settlement

PYMSTR

Instant. Direct to your wallet

BitPay

Next business day (2-day ACH)

Onboarding

PYMSTR

5 minutes, no KYB required

BitPay

KYB + compliance review

//Why operators add PYMSTR3 reasons

Why merchants add PYMSTR.

iGaming is effectively blocked on BitPay

BitPay prohibits gambling unless both the merchant and all customers are in jurisdictions where it's legal. Since iGaming operators serve players globally, this requirement effectively blocks the entire vertical. PYMSTR is purpose-built for high-risk merchants with no such restrictions.

84% of BitPay volume is Bitcoin. Volatile

Bitcoin makes up 84% of all BitPay transactions. Price can swing 10% between payment and settlement. PYMSTR supports only USDC and USDT. Stablecoins pegged 1:1 to USD. No volatility risk, no conversion surprises.

Custodial settlement means BitPay controls your funds

BitPay collects payments and settles to you the next business day via 2-day ACH. PYMSTR payments go directly to your wallet, no intermediary, no multi-day delays, no account freezes.

//BitPay questions4 answers

Short
answers.
No jargon.

BitPay prohibits gambling unless both merchant and all shoppers are in jurisdictions where it's fully legal. For iGaming operators with global player bases, this is effectively a ban. PYMSTR has no such restrictions.

PYMSTR focuses on stablecoins (USDC and USDT) to eliminate volatility risk. Unlike Bitcoin. Which makes up 84% of BitPay volume. Stablecoins maintain a 1:1 USD peg, so $1,000 received is $1,000 settled.

BitPay charges 2% + 25¢ per transaction for merchants under $500K/month, with lower rates for high volume. PYMSTR charges a flat 1% with no per-transaction fixed fee, no monthly fees, and no hidden costs.

Yes. PYMSTR never holds your funds. Payments go directly from the customer's wallet to yours on-chain. BitPay is custodial. They collect and settle on their timeline.

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